Glossary Item Box

Squirrelcart v6.1.0

PayPal Payments Pro

Overview

PayPal Payments Pro allows you to accept payments through PayPal directly on your website, using Visa, MasterCard, American Express, and Discover. It also allows you to accept PayPal payments if the customer wishes to pay with their PayPal account instead of paying directly with a credit card.

 

More information on PayPal Payments Pro can be found here:

https://www.paypal.com/cgi-bin/webscr?cmd=_wp-pro-overview-outside

How it Works

In the diagram above, when the customer pays using a credit card directly on your website, Squirrelcart makes use of PayPal's Direct API method. When the customer pays using their PayPal account, Squirrelcart uses PayPal's Express Checkout method.

 

Express Checkout

With Express Checkout, your customer can bypass Squirrelcart's address form. They are sent to PayPal to choose a shipping address, and funding method. PayPal sends them back to your site to choose their shipping method and to complete payment.

Technical Requirements

Website Payments Pro has the following requirements:

Notes 
Enabling PayPal Payments Pro
  1. Sign Up
    You will need a PayPal Business account in order to use PayPal Payments Pro. If you do not have one, go to https://www.paypal.com  and click Sign Up. Be sure to choose a business account when signing up. After you sign up, you will receive an email with confirmation instructions. Confirm your account, and then continue below.
  2. Apply for PayPal Payments Pro
    Navigate to Merchant Tools and select PayPal Website Payments Pro. Enter the required information about you and your business. You will be notified by email when your application review is complete; typically, applications are reviewed in one business day.
  3. Accept Agreement
    After you receive the approval email from PayPal, you must accept their billing agreement.
    1. Log in to https://www.paypal.com
    2. In the top left corner, click Accept Billing Agreement
    3. Stay logged into PayPal for the next steps.
  4. Add your bank account
    You must have a bank account added to your PayPal Business Account. If you do not have one, you can add one as follows:
    1. Click Profile
    2. Under Financial Information, select Bank Accounts
    3. Enter your bank account information
  5. Obtain API credentials
    1. Log in to https://www.paypal.com
    2. Click Profile
    3. Click API Access
    4. Click Request API Credentials


       

      If you already requested API credentials, the link under Option 2 will read differently and will allow you to view those credentials. You can use those already existing API credentials with Squirrelcart if needed.

    5. Click the radio button next to Request API signature:
       
    6. Click the Agree and Submit button 
    7. An API username, password, and signature will be generated for you. Write this information down or save it in a file for reference.
  6. Open the PayPal Payments Pro record in Squirrelcart
     
  7. Enter your API Username in the API Username field
  8. Enter your API Password in the API Password field
  9. Enter your API Signature in the API Signature field
  10. Choose your transaction type using the Transaction Type field. Mouse over the field name for more information.
  11. Set Connection Method to Store Hosted / Server to Gateway
  12. Choose your Currency Code
  13. Check the Enabled field
  14. Set the Payment Mode field to Live
  15. Click Save Changes
IPN (Instant Payment Notification)

PayPal's Instant Payment Notification allows you to integrate PayPal payments with Squirrelcart's order management feature. IPN provides immediate notification and confirmation of PayPal payments you receive, and allows Squirrelcart to update the payment status on orders in your database. If you activate IPN, you will receive an IPN when a payment is first received, which will display the status of the payment (Completed or Pending). If the payment status was Pending, you will receive another IPN when the payment clears, fails, or is denied.

Enabling IPN

  1. Open the PayPal Website Payments Pro record in Squirrelcart
  2. Check the IPN field
  3. If you wish to receive an email from Squirrelcart each time an IPN is received from PayPal, check the Test IPN field
  4. Click Save Changes

 

 

 

 


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